What kind of debt can I settle...
We can help negotiate unsecured debts
such as credit card debt, department cards, loans to major
debtors, judgments, health care loans, collections, IRS, repos,
and past due utilities.
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What do I have to do to qualify...
Its simple, you must have a combined
total debt of over $5,000.00, more than one unsecured debtors
you owe this too, a resident of the U.S, and that's it you
qualify. It's that easy, now you can fill out our form below
of a free debt consolidation quote.
What exactly is debt settlement...
debt relief is the process by which we
negotiate with your creditors to obtain better repayment terms
for you on existing debts. Under our debt settlement service,
monthly payments are often lowered and interest charges are
reduced - even to levels between 0 and 5%! You save thousands
of dollars in interest rates through a reduced payoff period,
saving you years or even decades of payments.
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Why would the creditors be willing to
lower my payments...
creditors are willing to participate in
debt consolidation hoping that they can avoid the expense of
turning the accounts over to a collection agency. Agreeing to
consolidate also lessens the likelihood of the client
declaring bankruptcy.
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Will you need to contact my employer or
report to the credit bureaus...
No. We will not contact your employer or
report to the credit bureaus. A free debt consolidation quote
has no obligations and no credit check.
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how much are the fees...
Our credit counseling agency does
require a nominal contribution on your part to enroll in the
debt reduction plan. This nominal fee covers operation costs
and will be included in your monthly payment. Our fee is lower
than other credit couseling organization.
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Do I still have the use of my credit
cards...
You cannot use any credit cards that are
put in the debt settlement plan and we will be happy to
explain all the details and what's expected from you by your
creditors in our free consultation.
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What do I need to do to get started...
All you need to do is to fill out our
form below for a free debt relief quote, we will do the rest
for you at no obligation and of course completely
confidential.
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Will debt reduction hurt my credit...
We do not report to the credit bureaus.
Given time, if you are in collections or over due on payments
our service will improve your over all credit score.
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How will I know when payments are made
on your program...
Each month you will still receive a
statement through the mail indicating when a payment has been
made. Or, simply login to our main site 24/7 and view your
account status.
